2024 Group Health Trust Plan

The OSCPA Group Health Trust Board of Trustees is excited to share information regarding the 2024 Medical, Dental, Vision, and Long-Term Disability plans. We are continuing our partnerships with Providence Health Plans, Delta Dental of Oregon, and The Hartford for plans offered through the Group Health Trust.

Health insurance costs continue to rise at a pace much higher than general inflation. Challenges with provider contracting, specialty drug utilization, and higher ongoing behavioral health costs are significant contributing factors. As has been recently reported, Oregon small group rates are going up as much as 12.4% next year. These increases will likely be coupled with a general reduction in overall benefit levels.

The Group Health Trust is pleased to report that our Medical/Rx rates are generally increasing 2% next year, and there will be no plan changes! This small rate increase will make our plans even more competitive compared to the broader market.*

Following are the highlights of the plans available to OSCPA member firms:

Highlights of 2024 plans

Medical/Rx – Providence Health Plan

•  Choice of six medical plans, including two HSA eligible plans
• Access to Providence’s broadest network in the state (unavailable in the small group market)
•  Further cost savings available through additional network options
• ·Custom pricing and potential discounts available for firms with 20+ eligible employees

Dental – Delta Dental of Oregon

• Access to the largest dental insurance carrier in Oregon
• Three plans available, including one plan covering orthodontia and one voluntary plan
• Firms can elect Dental without offering Medical insurance

Vision – Providence Health Plans

• Access to VSP network through Providence, the largest vision network in the country
• One plan available, with exams and lenses covered every year
• Available to firms electing Medical insurance through Providence

Long-Term Disability – The Hartford

• 50% or 60% income replacement plans available
• Composite rating, regardless of employee age
• Substantially reduced rates vs. direct market

*Based on comparison of same age and plan of each enrollee

For more information: 

Please contact The Partners Group at 503-726-5755 or oscpahealthplan@tpgrp.com

The OSCPA Group Health Trust Board of Trustees is pleased to announce competitive plans and rates for our member firms. We encourage you to reach out to our broker, The Partners Group, to see if OSCPA Group Health Program plans are a good fit for your firm. The Partners Group can help compare your current plans to those available through the OSCPA and answer any questions you may have.